Full Details
Microfinance Ireland provides loans to microenterprises (fewer than 10 employees) that have been unable to secure credit from a bank or other mainstream finance provider. Loans range from €2,000 to €25,000 at competitive interest rates. Applications can be made directly or through a Local Enterprise Office — applications made via LEO can attract a reduced interest rate. The scheme supports start-ups and established businesses in any sector. Repayment terms up to 7 years.
Eligibility Requirements
Microenterprises with fewer than 10 employees. Must have been refused by a bank or mainstream lender, or demonstrate approaching a bank is not viable. Available to sole traders, partnerships, and limited companies.
Key Information
Grant Status
Open
Who Can Apply
Business / SME
Funding Available
€2,000 – €25,000
Coverage
All of Ireland
Last Verified
29 Apr 2026
Guidance only. Grant information is updated regularly but may not reflect the latest details.
Always verify eligibility, amounts, and deadlines directly with Microfinance Ireland before applying.
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