Full Details
The Help to Buy (HTB) incentive is a scheme for first-time property buyers. It provides a refund of Income Tax and DIRT paid in Ireland over the previous four years to help with the deposit needed to buy or self-build a new home. The maximum refund is €30,000 or 10% of the purchase price — whichever is lower. The enhanced scheme runs until 31 December 2029. Applications are made through Revenue's myAccount (PAYE) or ROS (self-assessed). The developer or contractor must be registered as a qualifying contractor with Revenue.
Eligibility Requirements
First-time buyers only. Property must be a new build priced at €500,000 or less. Must take out a mortgage of at least 70% of the purchase price. Must live in the property for at least five years.
Key Information
Grant Status
Open
Who Can Apply
Individual / Homeowner
Funding Available
Up to €30,000 or 10% of purchase price (whichever is lower)
Coverage
All of Ireland
Last Verified
27 Apr 2026
Guidance only. Grant information is updated regularly but may not reflect the latest details.
Always verify eligibility, amounts, and deadlines directly with Revenue Commissioners before applying.
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